News Flash

• Full doc home loan under 4.50%
• Max $750,000
• Max LVR 80%
• NEW Loan 1 year fixed under 3% 80% LVR $750,000 max

• Now 90% LVR home loans are becoming available at great rates.

• Home Loans
• Refinancing
• Construction loans
• Short Term Funding
• Debt Consolidation
• Commercial Loans

Short Term Funding for 1 to 12 months

I need to smooth out my cash flow? Cash flow Equaliser loan could be your answer

I want to do my home loan myself but where do i go to find out whcih one is for me www.wheredoigo.com.au

I am a first Home Buyer is there a book that I can get to help me through all this:

Free download click on the books

With the introduction of the First Home Owners Grant (FHOG) home ownership has become affordable to more people.

NEWS FLASH

If you are a first home buyer you can still structure your home loan to be a no deposit home loan

• 90% lend
• Capitalise Lenders Mortgage Insurance (LMI) from FHOG
• Family Pledge or Family Assist
• Shared Equity / Equity Finance Mortgage (EFM)

  Example first home buyer in NSW & QLD Purchase price $150,000

You will need some money to pay for

• Your solicitor or conveyancer,
• moving costs
• home insurance
• holding deposit etc.
• application fees

If you want to speak directly to a Certified Mortgage Consultant (Cert 4 MFAA accredited) call: 0419-633-499

News articles

SYDNEY MORNING HERALD on the EFM loan....... read more

How can I afford a bigger house? "Your Mortgage"......read more

This product effectively allows for people to borrow more money while holding their repayments constant. A homeowner can reduce their repayments (thereby increasing their ‘free cash flow’) by using an EFM in place of a traditional interest-bearing mortgage.

With a large proportion of people unable to save the required deposit, a number of lenders introduced loan products to assist you to obtain a loan and achieve their dream of home ownership.In addition to the higher interest rates, you will also be required to pay Loan Mortgage Insurance (LMI). This insures the lender against you defaulting on the loan; it is an upfront one off payment. Depending on the lender and the insurer they use, this fee can be taken from the First Home Owners Grant

Banks can only offer you their own products, which might not be the loan type you are looking for. which bank has the product you need?

We can help you with more products from more lenders. To achieve a loan of 100% of the purchase price you have to be look ouside the square to enter home ownership sooner with or without genuine savings.No genuine savings Then borrowing 100% could be your answer. designed for people who have a good income and simply do not have the savings set aside for the deposit. In Sydney. How can you possibly save 20%? that is over $100,000 dollars for the deposit. 

RPI Financial Solutions could save you a lot of headaches and running around. fill in the two minute inquiry express inquiry to see if we can help you.

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